Terms of Service

Welcome to Rivava.in ("Rivava", "we", "us", or "our"). These Terms of Service ("Terms") govern your use of our website, services, and tools (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

1. Acceptance of Terms

By using our Services, you confirm that you have read, understood, and agree to these Terms. If you do not agree with these Terms, you must not use our Services.

2. Description of Services

Rivava provides financial guidance, fund management, expense analysis, and psychological support services aimed at improving financial literacy and well-being. Our services are provided on a community-funded, donation-based model. We are not a registered investment advisor, and our services should not be considered as professional financial advice for legal, tax, or investment purposes.

3. User Responsibilities

You agree to use our Services responsibly and ethically. You are responsible for the accuracy of the information you provide to us. You agree not to use our Services for any unlawful purpose.

4. Donation Policy

Our services are made possible through the voluntary donations of our community. Donations are not refundable. We are committed to transparency and will provide quarterly reports on how contributions are used to support our mission.

5. Intellectual Property

All content on Rivava.in, including text, graphics, logos, and software, is the property of Rivava or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.

6. Disclaimers and Limitation of Liability

Our Services are provided "as is" and "as available" without any warranties of any kind. Rivava does not guarantee any specific financial outcomes. We are not liable for any decisions you make based on the information or guidance provided through our Services. To the fullest extent permitted by law, Rivava shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

7. Privacy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Services, you agree to the collection and use of information in accordance with our Privacy Policy.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, with jurisdiction in the courts of Lucknow, Uttar Pradesh, without regard to its conflict of law provisions.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

10. Contact Us

If you have any questions about these Terms, please contact us through the form on our main page.